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Swarojgar Credit Card

Swarojgar Credit Card

Baroda Uttar Pradesh Gramin Bank has several credit schemes under various sectors for the customers from all walks of life with special schemes for the rural people

Swarojgar Credit Card Scheme (SCC Scheme) was introduced in September 2003 consequent upon the announcement made by Hon'ble Prime Minister in his Independent Day Speech on 15 August 2003 and the scheme was adopted by the bank right since inception. 


SCC Scheme aims at providing adequate and timely credit ie. working capital or block capital or both to small artisans, handloom weavers, service sector, fishermen, self employed persons, rickshaw owners, other micro-entrepreneures, SHGs, etc from the banking system in a flexible, hassle free and cost effective manner. Borrowers in urban areas can be covered under SCC Scheme. Small business covered under priority sector is also eligible under SCC Scheme.

Generally most of the self-employment activities which have regular turn over/income stream on short-interval basis can be covered under SCC scheme.


Self Help Groups (SHGs) can also be issued SCC


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