Agriculture being the backbone of the Indian Economy, Baroda Uttar Pradesh Gramin Bank, is contributing significantly in accelerating the pace of rural development by providing finance to farmers by way of following agriculture products.
Kisan Credit Card (KCC)- Empowering the farmer: The KCC facility designed exclusively for the benefit of the farmers aims to provide them the opportunity to manage and utilise their funds in the manner they deem fit. KCC provide hasselfree adequate and timely financial support to farmers for their production needs e.g. purchase of quality inputs,, farming expenses towards farm maintenance, unforeseen family expenses (consumption) and maintenance of non-farm activities.
Purchase of agricultural implements including indigenous improved ones being utilised for field operations including harvesting/sorting/grading.
Purchase of agricultural machinery like tractors, power-tillers, etc. either by farmers having larger holdings with irrigation facilities or group of farmers with irrigation facilities.
Purchase of second hand tractors to provide opportunity to farmers having a small land holding who can not afford to purchase new tractors.
Production credit for raising various crops from the point of preparatory tillage till harvesting, for land owners or permanent tenants or lease holders or share croppers.
Development of irrigation facilities, covering sinking of wells/bore wells, lifting of water by installation of pump sets, transporting of water through field channels, water saving system like drip irrigation/sprinkler irrigation etc. for farmers .
Extending working capital needs to dealers / distributors/traders of agricultural inputs like seeds, fertilisers etc. live stock inputs like cattle feed, medicine etc. and supply of agriculture machinery/ irrigation system. Setting up of Agri clinic and Agribusiness centre by agriculture graduates.
Construction/Expansion/modernisation/Renovation of Rural Godown/Cold storage.
Development of horticulture including production, processing and marketing of various fruits, vegetables, plantation and flowers, which cover from nursery to the point of market, by individual farmers, firms, organisation like co-operative societies etc. and which covers both long term and short term requirement.
Development of land like bunding, terracing, levelling etc. and reclamation of saline, alkaline, ravine soils by farmer or through SHGs.
Development of allied activities to agriculture like dairy, poultry , fisheries, sericulture, mushrooms, apiculture etc. by production , processing and marketing by farmer, land less labourers, firms, organisations, like co-operative societies etc .finance by way of long term nature and short term nature is being extended.
Financing Scheduled Caste & Scheduled tribes, can be financed for purchase of farm implements irrigation pair of bullocks etc.