Direct Agriculture (Production Credit)
Up to Rs. 50,000/-
10.00%
Below 2.00%
2.
Rs. 50001/- to Rs. 2,00,000/-
11.00%
Below 1.00%
3.
Rs. 2,00,001/- to 3,00,000/-
12.00%
-
4.
Rs. 3,00,001/- to 5,00,000/-
12.50%
Above 0.50%
5.
>Rs. 5,00,000/- and above
12.50%
Above 0.50%
B.
1.
Agriculture Investment Credit (......................)
Up to Rs. 50,000/-
10.00%
Below 2.00%
2.
Rs. 50001/- to Rs. 2,00,000/-
11.50%
Below 0.50%
3.
Rs. 2,00,001/- to 10,00,000/-
12.50%
Above 0.50%
4.
>Rs. 10,00,000/-
13.00%
Above1.00%
C.
1.
Indirect Agriculture (.......... .................................)
Up to Rs. 50,000/-
10.00%
Below 2.00%
2.
> Rs. 50000/- to Rs. 2,00,000/-
11.50%
Below 0.50%
3.
> Rs. 2,00,000/- to 10,00,000/-
12.50%
Above 0.50%
4.
>Rs. 10,00,000/- to 10,00,000/-
12.50%
Above 0.50%
D.
1.
Micro, Small & Medium Enterprises (MSME)
Up to Rs. 50,000/-
10.25%
Below 2.25%
2.
Rs. 50001/- to Rs. 2,00,000/-
12.00%
Below 0.50%
3.
2,00,000/- to Rs. 5,00,000/-
13.00%
Above 0.50%
4.
>Rs. 5,00,000/- and above
13.50%
Above 1.00%
E.
1.
Self Help Group/SGSY/Group Loan .................................)
(Rs. 50000/- per Capita)
10.00%
Below 2.00%
F.
1.
Other Priority Sector.................................)
Up to Rs. 50,000/-
10.00%
Below 2.25%
2.
> Rs. 50000/- to Rs. 2,00,000/-
11.50%
Below 0.50%
3.
> Rs. 2,00,000/- to 25,00,000/-
12.50%
Above 0.50%
G.
1.
Non Priority Sector.................................)
Up to Rs. 50,000/-
10.10%
Below 2.00%
2.
Rs. 50001/- to Rs. 2,00,000/-
11.50%
Below 0.50%
3.
Rs. 2,00,001/- to 10,00,000/-
12.50%
Above 0.50%
4.
> Rs. 10,00,000/- to 25,00,000/-
13.50%
Above 1.50%
H.
1.A
Retail Loan
Housing Loan(General)under Fixed ..Rate Option ....... a. Loan repayment up to 5 yrs
upto Rs. 20 Lac - 10.50%
above Rs. 20 Lac - 10.50%
Fixed Rate
b. Loan repayment above 5 yrs up to 10 yrs
upto Rs. 20 Lac - 11.50%
above Rs. 20 Lac - 11.50%
Fixed Rate
c. Loan repayment above 10 yrs
upto Rs. 20 Lac - 12.50%
above Rs. 20 Lac - 12.50%
Fixed Rate
d.Home Improvement Loan (upto2 Lac)
11.50%
Below 0.50%
1.B
KRISHAK AVAS RIN
a. Up to Rs. 50,000/-
10.50%
Below 1.50%
b. Rs. 50001/- to Rs. 2,00,000/-
11.50%
Below 0.50%
c. >Rs. 2,00,000/-
12.00%
---
2.
Advance for Bank premises*
Upto Rs. 200000/-
12.50%
Above 0.50%
> Rs. 200000/-
13.00%
Above 1.00%
3.
Pensioner’s Loan*
13.00%
Fixed Rate
4.
Marriage loan up to (2.00 lac)*
13.50%
Fixed Rate
5
Consumer loan for salary holders*
14.50%
Fixed Rate
6.
Two wheeler vehicle (NFS)*
11.50%
Fixed Rate
7.
Two wheeler vehicle (FS)*
11.50%
Fixed Rate
8.
Property loan scheme *
up to Rs. 10,00,000/-
13.50%
Above 1.50%
9.
Education loan
Up to Rs. 4,00,000/-
12.50%
Above 0.50%
Above Rs. 4,00,000/-
13.50%
Above 1.50%
10
Loan to Medical Practitioners
Upto Rs. 200000/-
12.00%
---
> Rs. 200000/-
11.50%
Below 0.50%
11
PersonalLoan ( Fixed Rate)
14.00%
Above 3.00%
12
Rasoi Muskan loan Scheme (fixed Rate)
10.00%
Below 2.25%
13
NSC/KVP
- Demand loan
10.50% or 0.50% below BPLR or 2.00% over NSC/KVP rate whichever is higher
Above 0.50%
- Over Draft
10.50% or 0.50% below BPLR or 2.00% over NSC/KVP rate whichever is higher
Above 0.50%
14
Loan against LIC policy for Customers
11.50%
Below 0.50%
Loan against LIC policy for Staff
11.00%
Below 1.50%
15
LABOD Public
Note: The Regional Manager will have discretion, on case to case basis, to give up to 1% rebate in interest rate keeping in consideration business growth under special circumstances.
